
Digital Banking
for Everyone
Melon is a full-service digital bank with products and services for individuals, small and medium-sized businesses, and corporations.
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Our Solution For Your Embedded Financial Needs
We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.

Funds Transfer API
Melon electronic money institution provides functions to transfer money between your accounts to third parties accounts within or outside the bank. Here are some benefits:
- Instantaneous and seamless payment operations.
- Safety of transactions as a result of regulatory standards
- Risk management
Virtual Account
Create virtual accounts and have access anywhere and anytime, make payments, and manage financial transactions, just like any traditional bank account. Here are some benefits:
- Cost effective, no maintenance or transaction fees
- Easy access to your cards and finances anytime, anywhere.
- Transparency in transactions and all your financial data

The All-in-One POS
Banking Solution
Revolutionize Your Business Finances with Melon, make savings, access loans and carry out other banking activities like bill payment.

POS devices can assist businesses in streamlining their sales and payment processes, thereby decreasing wait times and increasing customer satisfaction.
With POS devices, businesses can ensure that all transactions are accurately recorded and tracked, making inventory management and sales trend tracking easier.
POS devices can help businesses improve the customer experience by making payments more convenient and efficient.
Why You Should
Work With Us.
We offer a banking as a service product that helps connect financial institutions to the payment infrastructure of financial services.
We handle all of the complexities so you can focus on developing the best products for your customers.

We handle all of the complexities so you can focus on developing the best products for your customers.

We handle all of the complexities so you can focus on developing the best products for your customers.

Melon App
Melon app is a digital banking platform that leverages on the MFB license to provide financial services and solutions that banks typically provide to individuals.




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Got Any Questions?
Let us help
We’re here to answer all your questions about Melon
How does Melon Business work?

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.
Is it safe to use Melon?

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.
Can I track my transactions?

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.
Are there hidden fees on Melon?

Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.


Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.


Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.


Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.


Melon enables Nigerian entrepreneurs to get a better grip of their business finances by providing them with POS terminals that serve as a banking unit to receive payments via debit card and transfers. The POS terminal works like an android app that allows them to make savings, access loans and carry out other banking activities like bill payment.